THE ACADEMY FUND
®
Finance the Entire Lifecycle of Your Investment Properties
From acquisition to stabilization to long-term cash flow, Academy Fund provides the capital at every stage along the way. Whether you're acquiring, renovating, or refinancing, we offer flexible loan solutions built for real estate investors who want to move fast and scale intelligently.
One Capital Partner.
Every Stage of the Deal.
Most lenders only solve one piece of the puzzle. At Academy Fund, we’ve built our platform to support the full lifecycle of an investment property:
1. Acquire & Renovate
Short-Term Bridge Loans
2. Stabilize & Season
Execute your business plan
3. Refinance & Hold
30-Year DSCR Financing
No need to start over with a new lender every time. No lost momentum. No friction.
Just a clear path from your first deal to a scaled portfolio.
Our Loan Products
MOVE FAST. EXECUTE YOUR PLAN. CREATE VALUE.
Short-Term
Investment Property Loans
Bridge / Fix & Flip / Value-Add
Designed for investors acquiring and improving properties, our short-term loans give you the speed and flexibility to win deals and execute your strategy. We’re not just your bridge lender—we’re your long-term partner.
Best for:
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Fix & flip projects
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BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat)
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Value-add multifamily or single-family investments
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New Construction
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Investors who need speed and certainty of execution
Key Features
✔ Fast approvals and closings
✔ Flexible underwriting primarily based on the asset
✔ Interest-only payment options
✔ Funding for purchase + renovation / construction
✔ Designed to transition into long-term financing
✔ Structured with exit (sale or refinance) in mind from day one
TYPICAL TERMS
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6–24 month duration
-
Competitive rates based on deal profile
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Loan typically based on the lower of 90% of project cost (purchase plus renovation/ construction) OR 70% of ARV (After Repair Value)
Lock In Cash Flow. Build Long-Term Wealth.
30-Year
Rental Property Loans
Debt Service Coverage Ratio
Once your property is stabilized, our DSCR loans allow you to refinance into long-term, fixed financing based on the income of the property—not your personal income.
Best for:
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Long-term rental properties up to 30 units
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Portfolio scaling without personal income considerations or constraints
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Investors focused on cash flow and appreciation
Key Features
✔ 30-year fixed or long-term options
✔ No income verification (DSCR-based)
✔ Scalable for growing portfolios
✔ Streamlined process for repeat borrowers
✔ Ideal exit strategy from bridge loans
wHAT IS DSCR?
Debt Service Coverage Ratio (DSCR) measures whether the property’s income covers the loan payments, taxes and insurance.
Investor Flywheel
This is how serious investors grow from
1 property...
to 10 properties...
to 50+ properties!
Step 1.
Acquire property with short-term financing
Step 2.
Execute your value-add strategy
Step 3.
Refinance into 30-year DSCR loan
Step 4.
Pull out capital and repeat
WHY ACADEMY FUND
Built for Investors.
Backed by Experience.
✔ Military veteran leadership built on trust, accountability, and execution
✔ Deep understanding of real estate investing strategies
✔ Speed + flexibility + relationship-driven approach
✔ Marketing + capital + deal flow ecosystem
✔ We think like investors—not just lenders
SCALE FASTER. KEEP MORE CONTROL. BUILD LONG-TERM WEALTH.
Ready to Get Started?
Whether you’re looking at your first deal or your next 20…
We’ll help you structure the right financing strategy from day one.
Have a question? Email jason(at)academyfund.com or schedule a call.
